This is the best piece of advice I’ve ever heard about building a high net worth,” he said, quoting a millionaire he looked up to as a kid. “Don’t worry about earning millions; instead, focus on the first $100,000 because, after that, your net worth will go crazy.”

Charlie Munger

Saving for later is not fun but it’s also not hard. Remember, a lot of the rich people you hear about in the media also started without a much and they invested in the stock market early on in their career.